Getting your mortgage is just one part of getting into a new home. Corman Home Sales & Property Management is seasoned at helping both new and experienced buyers alike in all areas of real estate. Contact me if your needs include a professional REALTOR® experienced at the business side of buying and selling.

Applying for your new home loan in Bellefonte with the help of Corman Home Sales & Property Management

Securing a mortgage loan is one of the most distressing parts of purchasing a house. But it doesn't have to be. Having connections with several mortgage lenders in the Bellefonte area has helped me recognize a lot of the things that can make the loan application process very manageable.

1 – Create a list of questions about your loan program

If you find that you do not completely realize the advantages and disadvantages of all the various financing options, be sure to bring a list of questions. It can be hard to understand the differences between fixed and adjustable rate mortgages. One of my lenders or I will be able to assist you in understanding the advantages and disadvantages of each one.

2 – Decide when you want to lock

When you lock in a rate, it signifies that the lender holds to the mortgage interest rates for the loan – most often at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between the day you apply for your loan and issuance of closing documents. Those who choose to float think that the interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Gather your paperwork

Acquiring a mortgage loan requires a lot of paperwork, so you should take some time to get all your documentation together. Click here to preview normal questions you'll have to answer on a loan app.

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